Funding Account

Test Value for linking a Bank account

UsernamePasswordMFACase

user_good

pass_good

-

Every account linked will have same details.

user_good

mfa_device

1234

MFA Required

user_custom

{}

-

Every account linked will have random details.

For OAuth Banks, use Platypus OAuth Bank in bank widget. The dummy institution does not direct you to a real bank's site, but allows you to grant, deny, or simulate errors from the placeholder OAuth page instead.

Ensure that you are able to replicate the following scenarios once you support the suggested OAuth support/

  1. Users should be able to add Non-OAuth Bank.

  2. Users should be able to add OAuth Bank.

  3. Users should be able to update credentials for Non-OAuth banks.

  4. Users should be able to update credentials for OAuth banks.

Test value for Balance Check

If a user’s bank account does not have sufficient funds at the time of transaction creation, the transaction will be automatically cancelled.

When adding a funding source an account with balance can be linked. Enter amount lower than the one available in the linked funding source for Balance check Pass. Enter amount higher than the one available in the linked funding source for Balance check Fail.

Test value for Debit Card

Card NumberNetworkTypeStatus

4000056655665556

Visa

Exempted

Card Successfully Added

4005519200000004

Visa

Regulated

Card Successfully Added

4000000760000002

Visa

Regulated

Card Successfully Added

4500600000000061

Visa

Exempted

Card Successfully Added

4217651111111119

Visa

Debit Card

Pull Transaction Not Supported

2223000048400011

MasterCard

Exempted

Card Successfully Added

5200828282828210

MasterCard

Regulated

Card Successfully Added

2223003122003222

MoneySend

Debit Card

Pull Transaction Not Supported

5555555555554444

MoneySend

Debit Card

Pull Transaction Not Supported

371449635398431

American Express

Debit Card

Pull Transaction Not Supported

6011111111111117

Discover

Debit Card

Pull Transaction Not Supported

4111111111111111

Visa

Credit Card

Card Successfully Added.

5403879999999997

MasterCard

Credit Card

Card Successfully Added.

378282246310005

American Express

Credit Card

Card Successfully Added.

If Credit Card is not enabled for you, you will receive the message "Sorry, we only support Debit cards." in the widget. Please get in touch with our customer support to enable credit cards.

Adding the following card multiple times in sandbox will trigger a duplicate card check. The details of how our duplicate card check works is outlined here.

card number: 4005519200000004

expiry date: Any future date

Security (CVV) Code

123

Expiry Date

Any future date will work

Cards are removed when they expire from the Machnet system. To test the case in sandbox, please use expiry date as 06/32 while adding a card. All such cards will expire in an hour. You will receive expiring_soon webhook in 15 minutes and card_removed webhook in an hour.

Test Values for 3DS using Card

Card NumberNetwork 3DS flowResults

4000056655665556

Visa

Frictionless

3DS verification status will be FAILED and transaction will be Canceled.

2223000048400011

MasterCard

Frictionless

3DS verification status will be FAILED and transaction will be Canceled.

4005519200000004

Visa

Frictionless

3DS verification status will be VERIFIED and transaction will be further processed.

5200828282828210

MasterCard

Frictionless

3DS verification status will be VERIFIED and transaction will be further processed.

4000000000002446

Visa

Frictionless

3DS verification status will be FAILED and transaction will be Canceled.

4000000000002354

Visa

Frictionless

3DS verification status will be FAILED and transaction will be Canceled.

4500600000000061

Visa

Frictionless

3DS verification status will be FAILED and transaction will be Canceled.

4000000760000002

Visa

Challenge

3DS verification status will be VERIFIED if correct authentication code is passed and transaction will be further processed.

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