Funding Account

Test Value for linking a Bank account

Username	Password	MFA	Case
user_good	pass_good	-	Every account linked will have same details.
user_good	mfa_device	1234	MFA Required
user_custom	{}	-	Every account linked will have random details.

For OAuth Banks, use Platypus OAuth Bank in bank widget. The dummy institution does not direct you to a real bank's site, but allows you to grant, deny, or simulate errors from the placeholder OAuth page instead.

Ensure that you are able to replicate the following scenarios once you support the suggested OAuth support/

1. Users should be able to add Non-OAuth Bank.

2. Users should be able to add OAuth Bank.

3. Users should be able to update credentials for Non-OAuth banks.

4. Users should be able to update credentials for OAuth banks.

Test value for Balance Check

If a user’s bank account does not have sufficient funds at the time of transaction creation, the transaction will be automatically cancelled.

When adding a funding source an account with balance can be linked. Enter amount lower than the one available in the linked funding source for Balance check Pass. Enter amount higher than the one available in the linked funding source for Balance check Fail.

Test value for Debit Card

Card Number	Network	Type	Status
4000056655665556	Visa	Exempted	Card Successfully Added
4005519200000004	Visa	Regulated	Card Successfully Added
4000000760000002	Visa	Regulated	Card Successfully Added
4500600000000061	Visa	Exempted	Card Successfully Added
4217651111111119	Visa	Debit Card	Pull Transaction Not Supported
2223000048400011	MasterCard	Exempted	Card Successfully Added
5200828282828210	MasterCard	Regulated	Card Successfully Added
2223003122003222	MoneySend	Debit Card	Pull Transaction Not Supported
5555555555554444	MoneySend	Debit Card	Pull Transaction Not Supported
371449635398431	American Express	Debit Card	Pull Transaction Not Supported
6011111111111117	Discover	Debit Card	Pull Transaction Not Supported
4111111111111111	Visa	Credit Card	Card Successfully Added.
5403879999999997	MasterCard	Credit Card	Card Successfully Added.
378282246310005	American Express	Credit Card	Card Successfully Added.

If Credit Card is not enabled for you, you will receive the message "Sorry, we only support Debit cards." in the widget. Please get in touch with our customer support to enable credit cards.

Adding the following card multiple times in sandbox will trigger a duplicate card check. The details of how our duplicate card check works is outlined here.

card number: 4005519200000004

expiry date: Any future date

Security (CVV) Code	123
Expiry Date	Any future date will work

Cards are removed when they expire from the Machnet system. To test the case in sandbox, please use expiry date as 06/32 while adding a card. All such cards will expire in an hour. You will receive expiring_soon webhook in 15 minutes and card_removed webhook in an hour.

Test Values for 3DS using Card

Card Number	Network	3DS flow	Results
4000056655665556	Visa	Frictionless	3DS verification status will be FAILED and transaction will be Canceled.
2223000048400011	MasterCard	Frictionless	3DS verification status will be FAILED and transaction will be Canceled.
4005519200000004	Visa	Frictionless	3DS verification status will be VERIFIED and transaction will be further processed.
5200828282828210	MasterCard	Frictionless	3DS verification status will be VERIFIED and transaction will be further processed.
4000000000002446	Visa	Frictionless	3DS verification status will be FAILED and transaction will be Canceled.
4000000000002354	Visa	Frictionless	3DS verification status will be FAILED and transaction will be Canceled.
4500600000000061	Visa	Frictionless	3DS verification status will be FAILED and transaction will be Canceled.
4000000760000002	Visa	Challenge	3DS verification status will be VERIFIED if correct authentication code is passed and transaction will be further processed.